Atome partners over 2,000 leading online and offline retailers to provide short-term payment plans that allow individuals like you to make a purchase and pay for it at a later time with no interest or service fees.

Download our app on your phone first. Register with your handphone number. As a first-time user, you will need to go through user verification. Click "Pay" at the home page. Fill in personal information with MyInfo or manual input. Add your credit/debit card details to complete the registration.

As a general guideline, the spending limit will be RM 1500 for new debit card users and RM 5000 for new credit card users. However, your purchase may still be declined due to a variety of other factors which Atome uses to determine the approval of the transaction. If your purchase is indeed declined, you may write to us for special approval on a case by case basis.